Powered by HFS
Triton's financing program is offered through HFS, a specialty lender that finances metal buildings, garages, barndominiums, and commercial steel structures across the United States.
Financing Your Metal Building.
Whether you're building a garage, barn, workshop, barndominium, or commercial structure, Triton Industries financing — powered by our partner HFS — gives you the chance to build today and pay over time. Approvals up to $300,000, fixed rates as low as 7.99% APR, terms up to 20 years, and pre-qualification with no impact to your credit score.
- $300KMaximum loan amount
- 7.99%APR starting rate
- 20 YrMaximum term length
- Soft PullNo credit-score impact
Our Financing Partner
Financing, Powered by HFS
Triton Industries has partnered with HFS — a specialty lender focused on metal buildings and steel structures — to deliver real financing options that work for residential, agricultural, and commercial customers alike. HFS handles the application, approval, and loan servicing, while Triton handles the design, manufacture, delivery, and free professional installation of your building. Together, you get a clear, dependable path to owning the metal building you've been planning.
Up to $300K, Up to 20 Years
HFS approvals reach as high as $300,000 with terms up to 20 years — so even larger barndominium and commercial builds fit comfortably in a single financed plan.
Soft Pull Pre-Qualification
HFS uses a soft credit check at pre-qualification. You see your approved amount and rate range without the inquiry impacting your credit score.
Fixed Rates from 7.99% APR
Qualified borrowers see fixed APRs starting at 7.99%. Final rate, term, and approved amount depend on credit profile and loan size, set by HFS.
Loan amount, APR, and term are determined by HFS based on your application and may vary by state and program.
From Pre-Qualification to Install
- 01
Pre-Qualify Online
Submit a quick HFS pre-qualification form. It takes a few minutes and there is no impact to your credit score.
- 02
Get Your Offer in Writing
HFS reviews your application and returns approved amount, fixed APR, and term options — so you know exactly where you stand before signing.
- 03
Finalize Your Plan
Choose the term that fits your budget, sign your documents, and lock in your fixed rate — no surprises, no hidden fees.
- 04
Schedule Your Build
Once financing is secured, Triton handles delivery and free professional installation. Your first payment starts about 30 days after install.
Built Around the Way You Buy
Up to $300,000 Financed
HFS finances Triton metal buildings up to $300,000 — large enough to cover residential, agricultural, and most commercial projects in a single loan.
Rates as Low as 7.99% APR
Qualified buyers can lock in fixed rates starting at 7.99% APR. Your payment is set at signing and stays the same for the life of the loan.
Terms Up to 20 Years
Stretch your payments over as many as 240 months to keep monthly costs manageable, or pay it off faster with no prepayment penalty.
Pre-Qualify with No Credit Impact
HFS uses a soft credit check at pre-qualification, so checking your eligibility will not lower your score or appear as an inquiry on your report.
Fixed APR, No Surprises
The interest rate is locked in. The payment you see at signing is the payment you make each month — no rate changes, no balloon payments.
No Prepayment Penalties
Pay extra each month or pay your loan off early at any time. There are no fees and no penalties for paying ahead of schedule.
Plan Your Monthly Payment
Drag the sliders below to see what a Triton steel building could cost per month. Final loan amount, term, and APR are determined by HFS at the time of approval and may vary by state and program.
Estimated monthly$594per month for 120 months
Estimated total$71,331at 9.99% APR, fixed
Estimates only. Actual loan terms and APR depend on your application, the building you select, and your delivery state. Final terms are provided in writing by the lender.
Eligibility
Who Can Pre-Qualify
HFS financing is open to a wide range of qualified buyers across our 34-state service area. If a credit-based loan isn't the right fit for you, our rent-to-own programs through RTO National and EZ Pay offer an accessible path to ownership with approval available up to $30,000.
- U.S. resident, age 18 or older
- Verifiable monthly income
- Active checking account in your name
- Valid government-issued photo ID
- Soft credit pre-qualification (no impact to your score)
- Delivery address inside our 34-state service area
Common Questions About Financing
What financing options does Triton offer?
Triton offers traditional financing through our partner HFS, with fixed-APR loans up to $300,000 and terms up to 20 years. For customers who want a no-credit-check path to ownership, we also offer rent-to-own through RTO National and EZ Pay (approval available up to $30,000).
Will pre-qualifying with HFS affect my credit score?
No. HFS uses a soft credit check at pre-qualification, which does not lower your score or appear as an inquiry on your credit report. A hard pull is only run if you choose to move forward with a final loan offer.
How much can I finance?
HFS approves Triton building loans up to $300,000. Final approved amount depends on your credit profile, income, and the size of your project.
What is the lowest interest rate?
Rates start as low as 7.99% APR for qualified borrowers. The rate you receive depends on your credit, term length, and loan amount, and is set by HFS at the time of approval.
How long can the loan term be?
HFS offers terms up to 20 years (240 months) on qualifying loans. Longer terms lower your monthly payment; shorter terms reduce your total interest paid.
When does my first payment begin?
Your first payment typically begins about 30 days after your building has been delivered and installed — so you have time to enjoy your new building before the first payment is due.
Is there a penalty for paying off my building early?
No. You're free to pay off your balance at any time without prepayment penalties. Pay extra each month or settle the loan in full whenever you're ready.
Can I finance the slab and installation along with the building?
In many cases, yes. Talk to your Triton specialist about bundling site prep, slab, sales tax, and installation into a single financed amount with one monthly payment.
Ready to apply?